Webthe ongoing financial pressures associated with housing costs have been making headlines for years, but costs are only one piece of the puzzle.

Restrictive zoning and regulatory policies, skilled labor shortages, financing.

This paper argues that the housing affordability and wealth inequality.

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Macroeconomic policy reforms for more affordable homes.

Unaffordable housing is a drag on regional and national economies.

Webhigh prices, high mortgage rates and a shortage of homes:

Combined, they’ve created today’s crisis of affordability.

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Webfirst step for families to break the cycle of poverty.

Macroeconomic policy reforms for more affordable homes.

In areas where housing costs are high, employers end up effectively.

Without a savings safety net, even a small disruption—such as a child’s illness or a vehicle breakdown—can push families.

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